In the past, the access to financial services was limited as customers need to visit their bank in person to do transactions. They need to wait in queues wasting time and energy. Nevertheless, things have changed owing to the introduction of the Internet and mobile banking. The digital revolution in the banking industry has led to the introduction of a mobile net banking app. Today customers need not limit their banking activities; instead, can perform transactions beyond the prescribed banking hours. An online banking app like that of IDFC FIRST Bank mobile app helps them do their banking activities anytime and anywhere.  

How to do bank registration online?

To get an access to a bank online account, you need to register for it online. For that, you have to do the following: 

  • Download the IDFC FIRST Bank banking app on your smartphone 
  • Enter the User ID and Password (which you get along with the welcome letter from the bank when you open a bank account), country and mobile number
  • Enter the correct captcha and then click on ‘Submit’ 
  • Create the Internet banking username and password by entering your customer ID and mobile number 
  • Enter the Account number or Debit card number and click on the ‘Next’ button.
  • Confirm the Username and Password and set the security challenge questions. 
  • Your ‘Username’ and ‘Password’ is set now, and the Internet bank registration is successfully completed.

How to use the IDFC FIRST Bank online banking app effectively?

Customers can perform their financial activities with comfort and trust using the IDFC FIRST Bank mobile banking app. Along with the basic features such as the balance updates, instant payments, linking of all bank accounts, the customers can also use some advanced features such as: 

  1. Customization: With the latest mobile banking platform, you can customize the feature menu to help you access the frequently used services instantly. For instance, if you are using a list of services such as transactions, payments, alerts, mutual funds, and so on, you do not have to shift through pages; instead, you can create your own menu and access them easily. 
  2. Efficient budgeting: Using the tool, “Income & Expense Analyzer” you can compare the cash-flows and budget efficiently. You can track all your financial expenses and do a better budgeting and financial management. 
  3. Get alerts instantly:  Apart from the regular transaction alerts, the app also notifies the salary credit, bill payment date and other important banking activities. 
  4. Quick money transfer without adding a beneficiary: With the IDFC FIRST Bank online app, you can transfer funds quickly without adding a beneficiary account.
  5. Easy recharge bill payment: Now you do not have to visit or download different apps to recharge your mobile or DTH connections. The banking app of IDFC FIRST Bank helps you pay the utility bills, and even offer you different deals and discount for the utility payments online. 
  6. Account history: You can view all your transactions and account history online anytime and anywhere. 
  7. Smart filters. This feature helps you to view the bank transactions filtered based on the name, date, mode of payment, etc.

By using the IDFC FIRST Bank online mobile app, you can perform a host of transactions easily and efficiently.